CAPITAL ADEQUACY AND DEPOSIT MONEY BANK'S RETURN ON ASSET (ROA) IN NIGERIA

This study investigated capital adequacy and Deposit Money Bank's (DMB) Return on Asset (ROA) in Nigeria which the effect of to asset ratio bank's profit margin relationship between solvency turnover was examined. The population comprised deposit money banks listed floor Stock Exchange as at 2021. Sample bank selected Zenith Plc, Guaranty Trust Bank Plc (GTB), First Limited, Access United for Africa based global ranking order fact that they are Exchange. To determine performance, Ordinary Least Square (OLS) regression model employed data collected within period 2006-2020. findings this revealed coefficient 0.080034 implies 1% change would lead 8% increase p-value 0.042223 shows CTA has statistical significant under study; 0.04587 4.58% DMBs studied, 0.0000611 SOLV with ATU study. recommends decision makers should give consideration its status when investigating factors affecting bank’s actualization objective. In addition, ensure maintain above minimum level guarantee an efficient margin. Also, ability meet their short medium term financial obligations must be fortified keep performance per. Keywords: Capital Adequacy, Asset, Ratio, Solvency, Profit Margin Turnover.